Countdown to Christmas – 24 Money Saving Days To Go

If you must send Christmas cards – make sure you send them early enough to use only second class stamps.

Making cards is a real treat and generally free, (best word in the dictionary), using stuff that’s been saved throughout the year (if you haven’t saved anything this year, make a new years resolution to do so). A great time can be had, especially involving the kids to keep them occupied.

If you need to buy cards rather than make them, look at the price first, you can get some really good ones for 20p – 30p, cheaper sometimes, and don’t forget to buy any for next year in the January sales (only if you won't make them for free!).